Business Loans for Construction
Construction firms face unique cash flow challenges with project-based revenue cycles. Our revenue-based lending provides capital for equipment, bonding, payroll, and materials without rigid repayment schedules.
Funding Range
Funding Speed
FICO (MCA)
Construction Funding Challenges
- Project-based cash flow gaps
- Equipment acquisition and maintenance
- Bonding and insurance requirements
- Seasonal demand fluctuations
How Construction Businesses Use Funding
- Heavy equipment purchases
- Project materials and supplies
- Payroll during ramp-up periods
- Bonding and insurance deposits
Revenue-Based Lending for Construction
Unlike traditional bank loans with rigid monthly payments, our revenue-based business loans align repayment with your actual business performance. When revenue is strong, you pay more. During slower periods, payments automatically decrease. This flexibility is designed specifically for construction businesses that experience variable cash flow.
No Fixed Payments
Repay as % of revenue
All Industries
We fund every sector
Fast Funding
Same-day to 3 days
Loan Options for Construction Businesses
Small Business Loans
No prepayment penalty. Refinance up to 2 existing loans. FICO 580+, 1–2 years in business required. Funding in 1–3 days.*
$10K – $10M | 1–3 day funding
Business Line of Credit
Revolving credit — pay only for what you use. Secured up to $100M, unsecured up to $750K. FICO 600–650+, 1 year in business. Same-day funding available.*
$10K – $5M | Revolving
Equipment Financing
100% financing available for fleets, manufacturing, and trade equipment. FICO 550+, 1 year in business. Rates from 6–7%.*
$10K – $5M | Up to 5 years
SBA Loans (7(a), 504)
Government-backed with rates at Prime + 1–2.75%. FICO 660+, 2 years in business required. Funding in 4–10 weeks.†
$50K – $5M | Up to 25 years
Merchant Cash Advances / Business Advance
No minimum FICO required. Repaid via sales with early payoff discounts. $500K annual sales or $40K monthly deposits. Same-day funding available.*
$10K – $10M | Same-day funding
Commercial Real Estate Loans
Finance purchase, renovation, or construction of commercial properties. FICO 620+ required. Long-term stability for your operations.‡
$100K – $5M | Up to 25 years
Construction Business Loan FAQ
Do construction companies qualify for revenue-based loans?
Yes. Construction companies with at least 1 year in business and consistent revenue qualify. We understand project-based income cycles and offer flexible repayment tied to your revenue flow.
Can I get funding for equipment and project costs?
Absolutely. Equipment financing covers up to $5M for heavy machinery, while working capital loans and lines of credit fund project materials, payroll, and operational costs.
Does Manu provide revenue-based loans to all industries?
Yes. We provide revenue-based business loans to all industries including construction, manufacturing, construction, healthcare, retail, technology, and more. Our network of 75+ lenders serves every business sector with funding from $10K to $10M+.
Business Loans by Industry
We provide revenue-based business loans to all industries.
Business Loans by State
Ready to Fund Your Construction Business?
Pre-qualify in minutes with no impact to your credit score. Revenue-based loans available for all construction businesses.
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