Business Loans for Technology & SaaS
Technology and SaaS companies need capital for product development, talent acquisition, marketing, and scaling infrastructure. Revenue-based lending aligns with your recurring revenue model.
Funding Range
Funding Speed
Min FICO
Technology & SaaS Funding Challenges
- High burn rate during growth
- Talent acquisition costs
- Infrastructure scaling
- Long sales cycles
How Technology & SaaS Businesses Use Funding
- Engineering team expansion
- Cloud infrastructure scaling
- Sales and marketing investment
- Product development
Revenue-Based Lending for Technology & SaaS
Unlike traditional bank loans with rigid monthly payments, our revenue-based business loans align repayment with your actual business performance. When revenue is strong, you pay more. During slower periods, payments automatically decrease. This flexibility is designed specifically for technology & saas businesses that experience variable cash flow.
No Fixed Payments
Repay as % of revenue
All Industries
We fund every sector
Fast Funding
Same-day to 3 days
Loan Options for Technology & SaaS Businesses
Small Business Loans
No prepayment penalty. Refinance up to 2 existing loans. FICO 580+, 1–2 years in business required. Funding in 1–3 days.*
$10K – $10M | 1–3 day funding
Business Line of Credit
Revolving credit — pay only for what you use. Secured up to $100M, unsecured up to $750K. FICO 600–650+, 1 year in business. Same-day funding available.*
$10K – $5M | Revolving
Equipment Financing
100% financing available for fleets, manufacturing, and trade equipment. FICO 550+, 1 year in business. Rates from 6–7%.*
$10K – $5M | Up to 5 years
SBA Loans (7(a), 504)
Government-backed with rates at Prime + 1–2.75%. FICO 660+, 2 years in business required. Funding in 4–10 weeks.†
$50K – $5M | Up to 25 years
Merchant Cash Advances / Business Advance
No minimum FICO required. Repaid via sales with early payoff discounts. $500K annual sales or $40K monthly deposits. Same-day funding available.*
$10K – $10M | Same-day funding
Commercial Real Estate Loans
Finance purchase, renovation, or construction of commercial properties. FICO 620+ required. Long-term stability for your operations.‡
$100K – $5M | Up to 25 years
Technology & SaaS Business Loan FAQ
Do SaaS companies qualify for revenue-based loans?
Yes. SaaS and tech companies with at least 1 year of revenue history and $500K+ in annual recurring revenue are strong candidates. Revenue-based repayment aligns perfectly with subscription business models.
Can pre-profit tech companies get funded?
Yes. Revenue-based lending focuses on your top-line revenue, not profitability. If you have consistent monthly revenue and 1+ year in business, you can qualify even without net profit.
Does Manu provide revenue-based loans to all industries?
Yes. We provide revenue-based business loans to all industries including technology & saas, manufacturing, construction, healthcare, retail, technology, and more. Our network of 75+ lenders serves every business sector with funding from $10K to $10M+.
Business Loans by Industry
We provide revenue-based business loans to all industries.
Business Loans by State
Ready to Fund Your Technology & SaaS Business?
Pre-qualify in minutes with no impact to your credit score. Revenue-based loans available for all technology & saas businesses.
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